:root{
    color-scheme: light only;
    --navy:#16303F;
    --navy-deep:#0F232E;
    --ink-soft:#4E6672;
    --sky:#7EB6F6;
    --cyan:#2E9BD6;
    --cyan-deep:#1C7FB0;
    --coral:#FF6B4A;
    --coral-deep:#E85434;
    --bg:#F3F7FA;
    --card:#FFFFFF;
    --line:#DCE6EC;
    --success:#1E9E6B;
  }

  /* Refuerzo: si el dispositivo/navegador está en modo oscuro, forzamos los mismos
     colores claros de siempre, para que nunca se inviertan letras ni fondos. */
  @media (prefers-color-scheme: dark){
    :root{
      --navy:#16303F;
      --navy-deep:#0F232E;
      --ink-soft:#4E6672;
      --sky:#7EB6F6;
      --cyan:#2E9BD6;
      --cyan-deep:#1C7FB0;
      --coral:#FF6B4A;
      --coral-deep:#E85434;
      --bg:#F3F7FA;
      --card:#FFFFFF;
      --line:#DCE6EC;
      --success:#1E9E6B;
    }
    html, body{background:#F3F7FA !important; color:#16303F !important;}
  }

  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;
    font-family:'Inter',sans-serif;
    background:var(--bg);
    color:var(--navy);
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3,.display{
    font-family:'Space Grotesk',sans-serif;
    letter-spacing:-0.01em;
  }
  .mono{font-family:'IBM Plex Mono',monospace;}

  a{color:inherit;}

  button{font-family:inherit;cursor:pointer;}

  :focus-visible{
    outline:3px solid var(--coral);
    outline-offset:2px;
  }

  @media (prefers-reduced-motion: reduce){
    *{animation:none !important;transition:none !important;}
  }

  /* ---------- Layout shells ---------- */
  .wrap{max-width:1180px;margin:0 auto;padding:0 24px;}

  /* ---------- Header ---------- */
  header{
    padding:14px 0;
    border-bottom:1px solid var(--line);
    background:var(--card);
    position:relative;
  }
  .header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;}
  .header-actions{display:flex;align-items:center;gap:10px;}

  /* ---------- menú de navegación ---------- */
  .main-nav{display:flex;align-items:center;gap:6px;margin-right:auto;margin-left:28px;}
  .nav-link{
    display:flex;align-items:center;gap:5px;
    font-size:14.5px;font-weight:600;color:var(--navy);
    text-decoration:none;
    padding:10px 14px;border-radius:100px;
    background:none;border:none;cursor:pointer;font-family:'Inter',sans-serif;
    transition:background .15s ease;
  }
  .nav-link:hover{background:var(--bg);}
  .nav-caret{width:13px;height:13px;flex:none;transition:transform .2s ease;}
  .nav-dropdown{position:relative;}
  .nav-dropdown.open .nav-caret{transform:rotate(180deg);}
  .nav-dropdown-menu{
    position:absolute;top:calc(100% + 6px);left:0;
    background:#fff;border:1.5px solid var(--line);border-radius:16px;
    box-shadow:0 20px 40px -20px rgba(15,35,46,.3);
    min-width:250px;padding:8px;
    display:none;z-index:60;
  }
  .nav-dropdown.open .nav-dropdown-menu{display:block;}
  .nav-dropdown-menu a{
    display:block;padding:11px 14px;border-radius:10px;
    font-size:13.8px;font-weight:600;color:var(--navy);text-decoration:none;
    line-height:1.3;
  }
  .nav-dropdown-menu a:hover{background:var(--bg);}

  .nav-hamburger{
    display:none;
    width:40px;height:40px;border-radius:10px;
    align-items:center;justify-content:center;
    background:none;border:1.5px solid var(--line);color:var(--navy);cursor:pointer;
  }
  .nav-hamburger svg{width:20px;height:20px;}

  .mobile-nav-panel{
    display:none;
    position:absolute;top:100%;left:0;right:0;
    background:#fff;border-bottom:1px solid var(--line);
    box-shadow:0 20px 30px -24px rgba(15,35,46,.3);
    padding:10px 0;z-index:55;
  }
  .mobile-nav-panel.open{display:block;}
  .mobile-nav-panel a{
    display:block;padding:13px 24px;
    font-size:14.5px;font-weight:600;color:var(--navy);text-decoration:none;
  }
  .mobile-nav-panel a:active{background:var(--bg);}
  .mobile-nav-panel .mn-group-label{
    padding:14px 24px 4px;font-size:11.5px;font-weight:700;
    text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft);
  }
  .mobile-nav-panel .mn-sub{padding-left:36px;font-weight:500;}

  @media (max-width:920px){
    .main-nav{display:none;}
    .nav-hamburger{display:flex;}
  }

  .header-nav-btn{
    display:flex;align-items:center;gap:7px;
    font-size:14px;font-weight:600;color:var(--navy);
    text-decoration:none;
    padding:9px 16px;
    border:1.5px solid var(--navy);
    border-radius:100px;
    transition:background .15s ease, color .15s ease;
  }
  .header-nav-btn:hover{background:var(--navy);color:#fff;}
  .header-nav-btn svg{width:16px;height:16px;flex:none;}
  .header-tel{
    display:flex;align-items:center;gap:7px;
    font-size:13.5px;font-weight:600;color:var(--ink-soft);
    text-decoration:none;
    transition:color .15s ease;
  }
  .header-tel:hover{color:var(--navy);}
  .header-tel svg{width:15px;height:15px;flex:none;}
  .logo-img{height:76px;width:auto;display:block;}
  .header-cta{
    display:flex;align-items:center;gap:8px;
    font-size:14px;font-weight:600;color:var(--navy);
    text-decoration:none;
    padding:9px 16px;
    border:1.5px solid var(--navy);
    border-radius:100px;
    transition:background .15s ease, color .15s ease;
  }
  .header-cta:hover{background:var(--navy);color:#fff;}
  .header-cta svg{width:16px;height:16px;flex:none;}

  /* ---------- Hero ---------- */
  .hero{
    padding:64px 0 56px;
  }
  .hero-grid{
    display:grid;
    grid-template-columns:1.05fr 0.95fr;
    gap:56px;
    align-items:start;
  }
  .eyebrow{
    display:inline-flex;align-items:center;gap:8px;
    font-family:'IBM Plex Mono',monospace;
    font-size:12.5px;
    text-transform:uppercase;
    letter-spacing:.08em;
    color:var(--cyan-deep);
    background:#E7F3FC;
    border:1px solid #CFE7F8;
    padding:6px 12px;
    border-radius:100px;
    margin-bottom:22px;
  }
  .eyebrow .dot{width:6px;height:6px;border-radius:50%;background:var(--coral);flex:none;}

  .promo-badge{
    display:inline-flex;align-items:center;gap:8px;
    background:linear-gradient(120deg,var(--coral),var(--coral-deep));
    color:#fff;
    font-size:13.5px;font-weight:700;
    padding:8px 16px;
    border-radius:100px;
    margin:16px 0 18px;
    box-shadow:0 12px 24px -12px rgba(232,84,52,.55);
  }
  .promo-badge svg{width:15px;height:15px;flex:none;}

  .hero h1{
    font-size:clamp(34px, 4.4vw, 52px);
    line-height:1.04;
    margin:0 0 20px;
    color:var(--navy-deep);
  }
  .hero h1 .accent{color:var(--cyan-deep);}
  .hero p.lead{
    font-size:18px;
    line-height:1.55;
    color:var(--ink-soft);
    max-width:46ch;
    margin:0 0 32px;
  }

  .trust-list{list-style:none;margin:0 0 40px;padding:0;display:flex;flex-direction:column;gap:14px;}
  .trust-list li{
    display:flex;align-items:flex-start;gap:12px;
    font-size:15px;color:var(--navy);
  }
  .trust-list .ico{
    flex:none;width:26px;height:26px;border-radius:8px;
    background:linear-gradient(135deg,var(--cyan),var(--sky));
    display:flex;align-items:center;justify-content:center;
    color:#fff;
  }
  .trust-list .ico svg{width:14px;height:14px;}

  .insurer-strip{
    border-top:1px solid var(--line);
    padding-top:22px;
  }
  .insurer-strip .label{
    font-family:'IBM Plex Mono',monospace;
    font-size:11.5px;text-transform:uppercase;letter-spacing:.08em;
    color:var(--ink-soft);margin-bottom:12px;
  }
  .insurer-pills{display:flex;flex-wrap:wrap;gap:8px;}
  .insurer-pills span{
    font-size:13px;font-weight:600;color:var(--navy);
    background:#fff;border:1px solid var(--line);
    padding:7px 13px;border-radius:100px;
  }

  /* ---------- Quote card ---------- */
  .quote-wrap{position:relative;}

  .quote-blobs{
    position:absolute;
    inset:-70px;
    z-index:0;
    pointer-events:none;
    overflow:visible;
  }
  .blob{
    position:absolute;
    border-radius:50%;
    filter:blur(55px);
    opacity:.55;
    transition:transform .2s ease-out;
    will-change:transform;
  }
  .blob-1{width:260px;height:260px;background:var(--cyan);top:-50px;left:-70px;}
  .blob-2{width:220px;height:220px;background:var(--coral);bottom:-40px;right:-60px;}
  .blob-3{width:180px;height:180px;background:var(--sky);top:38%;right:-90px;}

  @media (prefers-reduced-motion: reduce){
    .blob{transition:none;}
  }

  .quote-card{
    background:var(--card);
    border-radius:22px;
    box-shadow:0 24px 60px -24px rgba(15,35,46,0.35);
    border:1px solid var(--line);
    padding:30px 30px 26px;
    position:sticky;
    top:24px;
    z-index:1;
  }

  .qc-top{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:22px;}
  .qc-title{font-size:14.5px;font-weight:600;color:var(--navy);flex:1;min-width:0;line-height:1.35;}
  .qc-title .sub{display:block;font-weight:400;font-size:12.5px;color:var(--ink-soft);margin-top:2px;}

  /* shield step dial */
  .dial{width:56px;height:64px;flex:none;position:relative;}
  .dial svg{width:100%;height:100%;overflow:visible;}
  .dial-fill{transition:height .5s cubic-bezier(.4,0,.2,1), y .5s cubic-bezier(.4,0,.2,1);}
  .dial-label{
    position:absolute;inset:0;
    display:flex;align-items:center;justify-content:center;
    font-family:'IBM Plex Mono',monospace;
    font-size:13px;font-weight:600;color:var(--navy-deep);
    padding-top:6px;
  }

  .step-track{display:flex;gap:8px;margin-bottom:26px;}
  .step-track .seg{flex:1;height:4px;border-radius:4px;background:var(--line);overflow:hidden;}
  .step-track .seg i{
    display:block;height:100%;width:0%;
    background:linear-gradient(90deg,var(--cyan),var(--coral));
    transition:width .45s ease;
  }

  .step-panel{display:none;flex-direction:column;gap:16px;}
  .step-panel.active{display:flex;}

  .step-heading{font-size:16px;font-weight:700;color:var(--navy-deep);margin:0 0 2px;}
  .step-sub{font-size:13px;color:var(--ink-soft);margin:0 0 6px;}

  .field{display:flex;flex-direction:column;gap:6px;}
  .field label{font-size:13px;font-weight:600;color:var(--navy);}
  .field label .optional-tag{font-weight:400;color:var(--ink-soft);text-transform:none;letter-spacing:0;}
  .field input[type=text],
  .field input[type=email],
  .field input[type=tel],
  .field input[type=number],
  .field select{
    font-family:'Inter',sans-serif;
    font-size:14.5px;
    padding:11px 13px;
    border-radius:10px;
    border:1.5px solid var(--line);
    background:#FBFDFE;
    color:var(--navy);
    width:100%;
  }
  .field input:focus, .field select:focus{
    border-color:var(--cyan);
    background:#fff;
  }
  .field .hint{font-size:12px;color:var(--ink-soft);}
  .field .err{font-size:12px;color:var(--coral-deep);display:none;}
  .field.invalid input, .field.invalid select{border-color:var(--coral-deep);}
  .field.invalid .err{display:block;}

  /* autocomplete de localidad */
  .autocomplete-wrap{position:relative;}
  .autocomplete-list{
    position:absolute;
    top:calc(100% + 4px);
    left:0;right:0;
    background:#fff;
    border:1.5px solid var(--line);
    border-radius:10px;
    box-shadow:0 10px 28px rgba(22,48,63,.14);
    max-height:230px;
    overflow-y:auto;
    z-index:30;
    display:none;
  }
  .autocomplete-list.open{display:block;}
  .autocomplete-item{
    padding:10px 13px;
    font-size:14px;
    cursor:pointer;
    display:flex;
    justify-content:space-between;
    align-items:center;
    gap:10px;
  }
  .autocomplete-item:hover,
  .autocomplete-item.active{background:#EEF6FC;}
  .autocomplete-item .ac-name{color:var(--navy);font-weight:600;}
  .autocomplete-item .ac-prov{color:var(--ink-soft);font-size:12px;font-weight:400;}
  .autocomplete-item .ac-cp{
    color:var(--cyan-deep);
    font-family:'IBM Plex Mono',monospace;
    font-size:12px;
    white-space:nowrap;
    background:#EEF6FC;
    padding:2px 7px;
    border-radius:6px;
  }
  .autocomplete-empty{padding:12px 13px;font-size:13px;color:var(--ink-soft);}
  .locality-selected-tag{
    display:none;
    align-items:center;
    gap:8px;
    font-size:12.5px;
    color:var(--success);
    font-weight:600;
    margin-top:2px;
  }
  .locality-selected-tag.show{display:flex;}

  /* brand grid */
  .brand-grid{
    display:grid;
    grid-template-columns:repeat(5,1fr);
    gap:8px;
  }
  .brand-btn{
    display:flex;flex-direction:column;align-items:center;gap:6px;
    background:#FBFDFE;border:1.5px solid var(--line);
    border-radius:12px;padding:10px 4px 8px;
    transition:border-color .15s ease, transform .15s ease;
  }
  .brand-btn:hover{transform:translateY(-1px);}
  .brand-btn.selected{border-color:var(--navy);background:#EEF6FC;}
  .brand-avatar{
    width:30px;height:30px;border-radius:9px;
    display:flex;align-items:center;justify-content:center;
    color:#fff;font-family:'Space Grotesk',sans-serif;
    font-weight:700;font-size:11px;
  }
  .brand-name{font-size:10.5px;font-weight:600;color:var(--navy);text-align:center;line-height:1.15;}

  .toggle-row{display:flex;gap:10px;}
  .toggle-btn{
    flex:1;
    padding:11px 10px;
    border-radius:10px;
    border:1.5px solid var(--line);
    background:#FBFDFE;
    font-size:14px;font-weight:600;color:var(--navy);
    text-align:center;
    transition:border-color .15s ease, background .15s ease, color .15s ease;
  }
  .toggle-btn.selected{
    border-color:var(--navy);
    background:var(--navy);
    color:#fff;
  }

  .nav-row{display:flex;gap:10px;margin-top:6px;}
  .privacy-note{
    display:flex;align-items:center;gap:6px;justify-content:center;
    font-size:11.5px;color:var(--ink-soft);line-height:1.4;
    margin:10px 0 0;text-align:center;
  }
  .privacy-note svg{width:13px;height:13px;flex:none;}
  .btn{
    flex:1;
    padding:13px 16px;
    border-radius:12px;
    font-size:14.5px;font-weight:700;
    border:none;
    display:flex;align-items:center;justify-content:center;gap:8px;
    transition:transform .12s ease, box-shadow .12s ease, opacity .15s ease;
  }
  .btn:active{transform:scale(.98);}
  .btn-primary{background:linear-gradient(120deg,var(--coral),var(--coral-deep));color:#fff;box-shadow:0 12px 24px -10px rgba(232,84,52,.55);}
  .btn-ghost{background:#fff;color:var(--navy);border:1.5px solid var(--line);}
  .btn:disabled{opacity:.45;cursor:not-allowed;box-shadow:none;}

  /* success */
  .success-panel{display:none;text-align:center;padding:8px 0 4px;}
  .success-panel.active{display:block;}
  .success-check{
    width:56px;height:56px;border-radius:50%;
    background:#E5F7EE;color:var(--success);
    display:flex;align-items:center;justify-content:center;margin:0 auto 18px;
  }
  .success-check svg{width:28px;height:28px;}
  .success-panel h3{font-size:19px;margin:0 0 10px;color:var(--navy-deep);}
  .success-panel p{font-size:14.5px;color:var(--ink-soft);line-height:1.5;margin:0 0 22px;}

  /* ---------- cómo funciona ---------- */
  .how{
    padding:64px 0 68px;
    background:var(--bg);
    border-top:1px solid var(--line);
    border-bottom:1px solid var(--line);
  }
  .how-head{max-width:640px;margin:0 auto 46px;text-align:center;}
  .how-head .eyebrow{margin-bottom:16px;}
  .how-head h2{
    font-size:clamp(24px,2.8vw,32px);
    color:var(--navy-deep);
    margin:0 0 12px;
  }
  .how-head p{font-size:15px;color:var(--ink-soft);line-height:1.55;margin:0;}

  .how-grid{
    display:grid;
    grid-template-columns:repeat(5,1fr);
    gap:8px;
  }
  .how-step{
    position:relative;
    display:flex;flex-direction:column;align-items:center;text-align:center;
    padding:0 10px;
  }
  .how-step:not(:last-child)::after{
    content:"";
    position:absolute;
    top:25px;
    left:calc(50% + 25px);
    width:calc(100% - 50px);
    height:2px;
    background:var(--line);
  }
  .how-num{
    width:50px;height:50px;border-radius:50%;
    background:var(--navy);color:#fff;
    display:flex;align-items:center;justify-content:center;
    font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:18px;
    position:relative;z-index:1;
    margin-bottom:16px;
    box-shadow:0 10px 20px -9px rgba(22,48,63,.5);
  }
  .how-step h3{font-size:14.5px;margin:0 0 7px;color:var(--navy-deep);}
  .how-step p{font-size:12.5px;color:var(--ink-soft);line-height:1.5;margin:0;}

  @media (max-width:760px){
    .how-grid{grid-template-columns:1fr;gap:26px;}
    .how-step{padding:0 24px;}
    .how-step:not(:last-child)::after{display:none;}
  }

  /* ---------- insurer logo carousel ---------- */
  .insurers{
    padding:56px 0 48px;
    background:var(--card);
    border-top:1px solid var(--line);
    border-bottom:1px solid var(--line);
    overflow:hidden;
  }
  .insurers-head{max-width:560px;margin:0 auto 36px;text-align:center;}
  .insurers-head h2{
    font-size:clamp(20px,2.4vw,26px);
    color:var(--navy-deep);
    margin:0;
  }
  .insurers-head .eyebrow{margin-bottom:14px;}

  .logo-marquee{
    width:100%;
    overflow:hidden;
    -webkit-mask-image:linear-gradient(90deg, transparent 0, #000 64px, #000 calc(100% - 64px), transparent 100%);
    mask-image:linear-gradient(90deg, transparent 0, #000 64px, #000 calc(100% - 64px), transparent 100%);
  }
  .logo-track{
    display:flex;
    align-items:center;
    width:max-content;
    animation:scrollLogos 34s linear infinite;
  }
  .logo-marquee:hover .logo-track{
    animation-play-state:paused;
  }
  @keyframes scrollLogos{
    from{transform:translateX(0);}
    to{transform:translateX(-50%);}
  }
  .logo-item{
    flex:none;
    height:64px;
    width:150px;
    margin:0 20px;
    display:flex;
    align-items:center;
    justify-content:center;
  }
  .logo-item img{
    max-height:100%;
    max-width:100%;
    width:auto;
    height:auto;
    object-fit:contain;
    filter:grayscale(1) contrast(0.92) opacity(0.72);
    transition:filter .2s ease, transform .2s ease;
  }
  .logo-item:hover img{
    filter:grayscale(0.15) contrast(1) opacity(1);
    transform:translateY(-1px);
  }
  @media (prefers-reduced-motion: reduce){
    .logo-track{animation:none;}
  }
  @media (max-width:600px){
    .logo-item{height:48px;width:110px;margin:0 14px;}
  }

  /* ---------- plans / coverage ---------- */
  .plans{
    padding:70px 0 80px;
  }
  .plans-head{max-width:640px;margin:0 auto 44px;text-align:center;}
  .plans-head h2{
    font-size:clamp(26px,3vw,34px);
    color:var(--navy-deep);
    margin:0 0 14px;
  }
  .plans-head p{
    font-size:15.5px;color:var(--ink-soft);line-height:1.55;margin:0;
  }
  .plans-head .eyebrow{margin-bottom:16px;}

  .plans-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:18px;
  }
  .plan-card{
    background:var(--card);
    border:1.5px solid var(--line);
    border-radius:18px;
    padding:24px 20px 26px;
    display:flex;flex-direction:column;
  }
  .plan-card.featured{
    border-color:var(--cyan-deep);
    box-shadow:0 20px 44px -22px rgba(28,127,176,.4);
    position:relative;
  }
  .plan-card.featured::before{
    content:"Más elegido";
    position:absolute;top:-12px;left:20px;
    background:var(--cyan-deep);color:#fff;
    font-family:'IBM Plex Mono',monospace;
    font-size:10.5px;letter-spacing:.06em;text-transform:uppercase;
    padding:5px 10px;border-radius:100px;
  }
  .plan-tag{
    font-family:'IBM Plex Mono',monospace;
    font-size:11.5px;text-transform:uppercase;letter-spacing:.08em;
    color:var(--cyan-deep);margin-bottom:8px;
  }
  .plan-card h3{
    font-size:19px;margin:0 0 8px;color:var(--navy-deep);
  }
  .plan-desc{
    font-size:13.5px;color:var(--ink-soft);line-height:1.5;
    margin:0 0 18px;
    min-height:40px;
  }
  .cov-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
  .cov-list li{
    display:flex;align-items:flex-start;gap:9px;
    font-size:13px;line-height:1.4;
  }
  .cov-list li::before{
    content:"";
    flex:none;width:16px;height:16px;border-radius:50%;
    margin-top:1px;
    background-size:10px;background-repeat:no-repeat;background-position:center;
  }
  .cov-list li.yes{color:var(--navy);}
  .cov-list li.yes::before{
    background-color:#E5F7EE;
    background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231E9E6B' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 13l4 4L19 7'/%3E%3C/svg%3E");
  }
  .cov-list li.no{color:var(--ink-soft);}
  .cov-list li.no::before{
    background-color:#F3F0EE;
    background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23B9C3C9' stroke-width='3.2' stroke-linecap='round'%3E%3Cpath d='M6 6l12 12M18 6L6 18'/%3E%3C/svg%3E");
  }

  .plans-footnote{
    text-align:center;font-size:12.5px;color:var(--ink-soft);
    margin:32px 0 0;
  }

  /* ---------- otros seguros ---------- */
  .other-ins{
    padding:70px 0 76px;
    background:var(--card);
    border-top:1px solid var(--line);
    border-bottom:1px solid var(--line);
  }
  .other-ins-head{max-width:640px;margin:0 auto 38px;text-align:center;}
  .other-ins-head .eyebrow{margin-bottom:16px;}
  .other-ins-head h2{
    font-size:clamp(26px,3vw,34px);
    color:var(--navy-deep);
    margin:0 0 14px;
  }
  .other-ins-head p{
    font-size:15.5px;color:var(--ink-soft);line-height:1.55;margin:0;
  }

  .other-ins-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:16px;
  }
  .other-ins-card{
    display:flex;flex-direction:column;align-items:center;gap:10px;
    text-align:center;
    text-decoration:none;
    background:var(--bg);
    border:1.5px solid var(--line);
    border-radius:16px;
    padding:26px 14px 20px;
    transition:border-color .15s ease, transform .15s ease, box-shadow .15s ease;
  }
  .other-ins-card:hover{
    border-color:var(--navy);
    transform:translateY(-2px);
    box-shadow:0 16px 30px -20px rgba(22,48,63,.4);
  }
  .other-ins-icon{
    width:52px;height:52px;border-radius:14px;
    display:flex;align-items:center;justify-content:center;
    color:#fff;flex:none;
  }
  .other-ins-icon svg{width:25px;height:25px;}
  .other-ins-name{font-size:14px;font-weight:700;color:var(--navy-deep);}
  .other-ins-wa{
    display:flex;align-items:center;gap:5px;
    font-size:11.5px;color:var(--ink-soft);
  }
  .other-ins-wa svg{width:13px;height:13px;color:#25D366;flex:none;}

  .other-ins-footnote{
    text-align:center;font-size:12.5px;color:var(--ink-soft);
    margin:30px 0 0;
  }

  @media (max-width:760px){
    .other-ins-grid{grid-template-columns:repeat(2,1fr);}
  }
  @media (max-width:460px){
    .other-ins-grid{grid-template-columns:1fr;}
  }

  /* ---------- preguntas frecuentes ---------- */
  .faq{
    padding:70px 0 76px;
    background:var(--card);
    border-top:1px solid var(--line);
    border-bottom:1px solid var(--line);
  }
  .faq-head{max-width:640px;margin:0 auto 40px;text-align:center;}
  .faq-head .eyebrow{margin-bottom:16px;}
  .faq-head h2{
    font-size:clamp(26px,3vw,34px);
    color:var(--navy-deep);
    margin:0;
  }

  .faq-list{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:12px;}
  .faq-item{
    background:var(--bg);
    border:1.5px solid var(--line);
    border-radius:14px;
    overflow:hidden;
    transition:border-color .15s ease;
  }
  .faq-item.open{border-color:var(--cyan);}
  .faq-question{
    width:100%;
    display:flex;align-items:center;justify-content:space-between;gap:16px;
    text-align:left;
    background:none;border:none;cursor:pointer;
    padding:18px 20px;
    font-family:'Inter',sans-serif;
    font-size:15px;font-weight:600;color:var(--navy-deep);
  }
  .faq-icon{width:20px;height:20px;flex:none;color:var(--cyan-deep);transition:transform .25s ease;}
  .faq-item.open .faq-icon{transform:rotate(45deg);}
  .faq-answer{
    max-height:0;
    overflow:hidden;
    transition:max-height .3s ease;
  }
  .faq-item.open .faq-answer{max-height:500px;}
  .faq-answer p{
    margin:0;
    padding:0 20px 20px;
    font-size:14px;line-height:1.65;color:var(--ink-soft);
  }

  /* ---------- reviews (Google) ---------- */
  .reviews{
    padding:70px 0 78px;
    background:var(--bg);
    border-top:1px solid var(--line);
  }
  .reviews-head{max-width:620px;margin:0 auto 30px;text-align:center;}
  .reviews-head .eyebrow{margin-bottom:16px;}
  .reviews-head h2{
    font-size:clamp(26px,3vw,34px);
    color:var(--navy-deep);
    margin:0 0 18px;
  }
  .reviews-rating{
    display:inline-flex;align-items:center;gap:10px;
    background:var(--card);
    border:1.5px solid var(--line);
    border-radius:100px;
    padding:10px 20px;
    margin-bottom:18px;
    box-shadow:0 10px 24px -16px rgba(22,48,63,.25);
  }
  .reviews-rating .stars{color:#F5A623;font-size:17px;letter-spacing:2px;}
  .reviews-rating .rating-number{
    font-family:'Space Grotesk',sans-serif;
    font-weight:700;font-size:19px;color:var(--navy-deep);
  }
  .reviews-rating .rating-source{font-size:13px;color:var(--ink-soft);}

  .reviews-office{
    display:inline-flex;align-items:center;gap:8px;
    font-size:13.5px;color:var(--ink-soft);
    margin:0;
  }
  .reviews-office strong{color:var(--navy);}
  .reviews-office svg{flex:none;color:var(--coral-deep);}

  .reviews-carousel-wrap{position:relative;margin-top:14px;}
  .reviews-grid{
    display:flex;
    gap:18px;
    overflow-x:auto;
    scroll-snap-type:x mandatory;
    scroll-behavior:smooth;
    padding:2px 2px 14px;
    -ms-overflow-style:none;
    scrollbar-width:none;
  }
  .reviews-grid::-webkit-scrollbar{display:none;}
  .review-card{
    background:var(--card);
    border:1.5px solid var(--line);
    border-radius:18px;
    padding:22px 22px 24px;
    display:flex;flex-direction:column;
    gap:12px;
    position:relative;
    flex:0 0 auto;
    width:290px;
    scroll-snap-align:start;
  }
  .review-top{display:flex;align-items:center;gap:11px;}
  .review-avatar{
    width:42px;height:42px;border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    color:#fff;font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:15px;
    flex:none;
  }
  .review-name{font-size:14.5px;font-weight:700;color:var(--navy-deep);line-height:1.25;}
  .review-meta{font-size:11.5px;color:var(--ink-soft);margin-top:1px;}
  .review-stars-row{display:flex;align-items:center;justify-content:space-between;gap:8px;}
  .review-stars{color:#F5A623;font-size:14.5px;letter-spacing:2px;}
  .review-time{font-size:11.5px;color:var(--ink-soft);}
  .review-text{
    font-size:13.7px;line-height:1.55;color:var(--navy);
    margin:0;
  }
  .review-google-badge{
    position:absolute;top:20px;right:20px;
    width:20px;height:20px;
  }
  .reviews-arrows{display:flex;justify-content:center;gap:12px;margin-top:6px;}
  .reviews-arrow{
    width:38px;height:38px;border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    background:#fff;border:1.5px solid var(--line);
    color:var(--navy);cursor:pointer;
    transition:background .15s ease, border-color .15s ease;
  }
  .reviews-arrow:hover{background:var(--bg);border-color:var(--navy);}
  .reviews-arrow svg{width:18px;height:18px;}

  .reviews-cta{text-align:center;margin-top:34px;}
  .reviews-cta a{
    display:inline-flex;align-items:center;gap:8px;
    font-size:14px;font-weight:600;color:var(--navy);
    text-decoration:none;
    padding:11px 20px;
    border:1.5px solid var(--navy);
    border-radius:100px;
    background:#fff;
    transition:background .15s ease, color .15s ease;
  }
  .reviews-cta a:hover{background:var(--navy);color:#fff;}
  .reviews-cta svg{width:16px;height:16px;flex:none;}

  @media (max-width:560px){
    .reviews-office{display:block;text-align:center;}
  }

  @media (max-width:920px){
    .plans-grid{grid-template-columns:repeat(2,1fr);}
  }
  @media (max-width:560px){
    .plans-grid{grid-template-columns:1fr;}
  }

  /* insurer footer */
  footer{
    border-top:1px solid var(--line);
    padding:36px 0 90px;
    background:var(--card);
  }
  .footer-grid{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;align-items:flex-start;}
  .footer-brand{display:flex;align-items:center;gap:10px;}
  .footer-brand img{height:40px;}
  .footer-meta{font-size:13px;color:var(--ink-soft);line-height:1.7;}
  .footer-meta a{color:var(--cyan-deep);text-decoration:none;font-weight:600;}
  .footer-meta strong{color:var(--navy);font-weight:700;}

  .footer-map{
    margin-top:26px;
    max-width:520px;
    border-radius:14px;
    overflow:hidden;
    border:1.5px solid var(--line);
    background:var(--card);
  }
  .footer-map iframe{
    width:100%;
    height:200px;
    display:block;
    border:none;
  }
  .footer-map-link{
    display:block;
    text-align:center;
    padding:11px 12px;
    font-size:12.5px;font-weight:600;
    color:var(--cyan-deep);
    text-decoration:none;
    border-top:1px solid var(--line);
  }
  .footer-map-link:hover{background:#F3F7FA;}

  @media (max-width:920px){
    .hero-grid{grid-template-columns:1fr;}
    .quote-card{position:static;}
    .brand-grid{grid-template-columns:repeat(4,1fr);}
    .quote-blobs{display:none;}
  }
  @media (max-width:520px){
    .brand-grid{grid-template-columns:repeat(3,1fr);}
    .hero h1{font-size:30px;}
  }

  /* ---------- botón flotante de WhatsApp ---------- */
  .wa-float{
    position:fixed;
    right:20px;
    bottom:20px;
    bottom:calc(20px + env(safe-area-inset-bottom));
    width:58px;height:58px;
    border-radius:50%;
    background:#25D366;
    color:#fff;
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 10px 26px -6px rgba(37,211,102,.6);
    z-index:60;
    animation:waFloatPulse 2.6s ease-in-out infinite;
    transition:transform .15s ease;
  }
  .wa-float:hover{transform:scale(1.06);}
  .wa-float svg{width:30px;height:30px;}

  @keyframes waFloatPulse{
    0%, 100%{box-shadow:0 10px 26px -6px rgba(37,211,102,.6), 0 0 0 0 rgba(37,211,102,.45);}
    50%{box-shadow:0 10px 26px -6px rgba(37,211,102,.6), 0 0 0 10px rgba(37,211,102,0);}
  }
  @media (prefers-reduced-motion: reduce){
    .wa-float{animation:none;}
  }
  @media (max-width:520px){
    .wa-float{width:52px;height:52px;right:16px;bottom:16px;bottom:calc(16px + env(safe-area-inset-bottom));}
    .wa-float svg{width:27px;height:27px;}
    .header-nav-btn span{display:none;}
    .header-nav-btn{padding:9px 11px;}
    .header-actions{gap:6px;}
    .logo-img{height:56px;}
  }
  @media (max-width:380px){
    .header-tel span{display:none;}
    .header-tel{padding:9px 6px;}
  }

  /* ---------- página Conócenos ---------- */
  .page-hero{
    padding:70px 0 26px;
    background-image:
      linear-gradient(rgba(255,255,255,.9), rgba(255,255,255,.96)),
      url('../img/hero-conocenos-bg.webp');
    background-size:cover;
    background-position:center;
  }
  .page-hero .wrap{max-width:820px;text-align:center;}
  .page-hero h1{font-size:clamp(30px,4vw,44px);color:var(--navy-deep);margin:16px 0 18px;line-height:1.15;}
  .page-hero .lead{font-size:16.5px;color:var(--ink-soft);line-height:1.65;margin:0 auto;max-width:680px;}

  .about-section{padding:56px 0;}
  .about-section.alt{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
  .about-head{max-width:640px;margin:0 auto 40px;text-align:center;}
  .about-head .eyebrow{margin-bottom:16px;}
  .about-head h2{font-size:clamp(24px,2.8vw,32px);color:var(--navy-deep);margin:0 0 12px;}
  .about-head p{font-size:15px;color:var(--ink-soft);line-height:1.6;margin:0;}

  .team-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;max-width:640px;margin:0 auto;}
  .team-card{
    background:var(--bg);border:1.5px solid var(--line);border-radius:18px;
    padding:28px 22px;text-align:center;
  }
  .team-avatar{
    width:76px;height:76px;border-radius:50%;
    background:linear-gradient(135deg,var(--navy),var(--cyan-deep));
    color:#fff;display:flex;align-items:center;justify-content:center;
    font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:24px;
    margin:0 auto 16px;
  }
  .team-name{font-size:16.5px;font-weight:700;color:var(--navy-deep);margin-bottom:4px;}
  .team-role{font-size:13px;color:var(--cyan-deep);font-weight:600;}

  .stat-strip{
    display:flex;align-items:center;gap:32px;
    max-width:760px;margin:0 auto;
    background:var(--bg);border:1.5px solid var(--line);border-radius:18px;
    padding:32px 36px;
  }
  .stat-number{
    font-family:'Space Grotesk',sans-serif;font-weight:700;
    font-size:52px;color:var(--coral-deep);line-height:1;flex:none;
  }
  .stat-text{font-size:14.5px;color:var(--navy);line-height:1.6;}
  .stat-text strong{color:var(--navy-deep);}

  .counter-grid{
    display:grid;grid-template-columns:repeat(4,1fr);gap:20px;
    max-width:920px;margin:0 auto;
  }
  .counter-item{
    background:var(--bg);border:1.5px solid var(--line);border-radius:18px;
    padding:26px 16px;text-align:center;
  }
  .counter-num{
    font-family:'Space Grotesk',sans-serif;font-weight:700;
    font-size:clamp(24px,3vw,34px);color:var(--coral-deep);
    line-height:1.1;margin-bottom:8px;
  }
  .counter-label{font-size:13px;color:var(--ink-soft);font-weight:600;line-height:1.4;}

  @media (max-width:760px){
    .counter-grid{grid-template-columns:repeat(2,1fr);}
  }

  .biz-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
  .biz-card{
    background:var(--bg);border:1.5px solid var(--line);border-radius:18px;
    padding:26px 24px;
  }
  .biz-icon{
    width:48px;height:48px;border-radius:13px;
    display:flex;align-items:center;justify-content:center;
    color:#fff;margin-bottom:16px;
  }
  .biz-icon svg{width:24px;height:24px;}
  .biz-card h3{font-size:16.5px;color:var(--navy-deep);margin:0 0 8px;}
  .biz-card .biz-desc{font-size:13.5px;color:var(--ink-soft);line-height:1.55;margin:0 0 14px;}
  .biz-tags{display:flex;flex-wrap:wrap;gap:6px;}
  .biz-tag{
    font-size:11.5px;font-weight:600;color:var(--navy);
    background:#fff;border:1px solid var(--line);border-radius:100px;
    padding:4px 10px;
  }

  .pillars-row{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:32px;}
  .pillar{text-align:center;padding:0 12px;}
  .pillar-num{
    width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;
    display:flex;align-items:center;justify-content:center;
    font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:15px;
    margin:0 auto 12px;
  }
  .pillar h4{font-size:14.5px;color:var(--navy-deep);margin:0 0 6px;}
  .pillar p{font-size:12.8px;color:var(--ink-soft);line-height:1.5;margin:0;}

  .allies-strip{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:36px;max-width:900px;margin:0 auto;}
  .allies-strip img{height:34px;width:auto;filter:grayscale(100%);opacity:.75;transition:filter .2s ease, opacity .2s ease;}
  .allies-strip img:hover{filter:grayscale(0%);opacity:1;}

  .about-cta{
    text-align:center;padding:60px 0 70px;
  }
  .about-cta h2{font-size:clamp(22px,2.6vw,30px);color:var(--navy-deep);margin:0 0 14px;}
  .about-cta p{font-size:15px;color:var(--ink-soft);margin:0 0 26px;}
  .about-cta-buttons{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;}
  .about-cta-buttons a{
    display:inline-flex;align-items:center;gap:8px;
    padding:13px 24px;border-radius:100px;
    font-size:14.5px;font-weight:600;text-decoration:none;
  }
  .about-cta-buttons .primary{background:linear-gradient(120deg,var(--coral),var(--coral-deep));color:#fff;}
  .about-cta-buttons .ghost{background:#fff;border:1.5px solid var(--line);color:var(--navy);}

  @media (max-width:760px){
    .biz-grid{grid-template-columns:1fr;}
    .pillars-row{grid-template-columns:1fr;gap:24px;}
    .stat-strip{flex-direction:column;text-align:center;gap:12px;}
  }
  @media (max-width:560px){
    .team-grid{grid-template-columns:1fr;}
  }
/* ===== Sección: Asistencia y Remolque ===== */
.assist-section{
  max-width:760px;
  margin:0 auto;
}
.assist-header{
  text-align:left;
  margin-bottom:22px;
}
.assist-header h2{
  font-size:28px;
  line-height:1.2;
  margin:0 0 8px;
  color:var(--navy);
  font-weight:700;
}
.assist-header p{
  margin:0;
  color:var(--ink-soft);
  font-size:15px;
  max-width:56ch;
}
.assist-list{
  display:flex;
  flex-direction:column;
  gap:10px;
}
.assist-card{
  background:var(--card);
  border:1px solid var(--line);
  border-left:4px solid var(--card-accent, var(--cyan));
  border-radius:10px;
  overflow:hidden;
}
.assist-card summary{
  list-style:none;
  cursor:pointer;
  display:flex;
  align-items:center;
  gap:14px;
  padding:12px 16px;
  -webkit-tap-highlight-color:transparent;
}
.assist-card summary::-webkit-details-marker{display:none;}
.assist-badge{
  flex:0 0 auto;
  height:36px;
  width:112px;
  border-radius:8px;
  background:#fff;
  border:1px solid var(--line);
  display:flex;align-items:center;justify-content:center;
  padding:4px 8px;
  overflow:hidden;
}
.assist-badge img{
  max-height:100%;
  max-width:100%;
  object-fit:contain;
}
.assist-title{
  flex:1 1 auto;
  min-width:0;
}
.assist-title .name{
  font-weight:700;
  font-size:16px;
  color:var(--navy);
  display:block;
}
.assist-title .lines{
  font-size:13px;
  color:var(--ink-soft);
  display:block;
  margin-top:2px;
}
.assist-chevron{
  flex:0 0 auto;
  width:20px;height:20px;
  color:var(--ink-soft);
  transition:transform .2s ease;
}
.assist-card[open] .assist-chevron{
  transform:rotate(180deg);
}
.assist-body{
  padding:14px 16px 18px 16px;
  border-top:1px solid var(--line);
}
.assist-group{
  margin-bottom:12px;
}
.assist-group:last-child{margin-bottom:0;}
.assist-group h4{
  margin:0 0 6px;
  font-size:12px;
  color:var(--navy-deep);
  font-weight:700;
}
.assist-actions{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
}
.assist-btn{
  display:inline-flex;
  align-items:center;
  gap:6px;
  padding:8px 12px;
  border-radius:8px;
  background:var(--bg);
  color:var(--navy);
  text-decoration:none;
  font-size:13.5px;
  font-weight:600;
  border:1px solid var(--line);
}
.assist-btn.whatsapp{
  background:#E9F8EF;
  color:var(--success);
  border-color:#CDEFDA;
}
.assist-btn.coral{
  background:var(--coral);
  color:#fff;
  border-color:var(--coral);
}
.assist-btn.coral:hover{
  background:var(--coral-deep);
  border-color:var(--coral-deep);
}
.assist-note{
  font-size:12.5px;
  color:var(--ink-soft);
  margin-top:6px;
}
@media (max-width:480px){
  .assist-badge{width:92px;height:32px;}
}